Wells Fargo Active Cash Card Review

2% Unlimited Cash Rewards Cardholders earn unlimited 2% cash back rewards on purchases, with no categories to activate or to track earnings limits.

There are other cards that offer higher cashback rates on certain denominations, and while they are well worth it, they require a bit more effort. They are also often subject to limited restrictions in the purchases to which they apply. The Wells Fargo Active Cash® Card is perfect for anyone who wants an easy-to-use card that still offers high rewards: you’ll earn consistent best-in-class rewards instantly on your purchases – no limits or hoops to jump through.

$200 Signup Bonus for Cash Rewards New Wells Fargo Active Cash® card holders can earn a $200 cash back rewards registration bonus for spending just $1,000 on purchases in the first three months. Not only is this a very competitive sign-up bonus for a card with no annual fees, but it’s also one of the things that sets this Wells Fargo credit card apart from other 2% back cards. I have yet to find another card with unlimited 2% cash back bonus that also has a sign up bonus.

Introductory offer for 15 months at 0% APR – New cardholders can enjoy 0% APR upfront on both new purchases and eligible balance transfers for the full 15 months. This is a great offer, even when compared to cards that are only marketed for 0% intro APR. This means that this card will allow you to avoid interest on purchases and balance transfers until 2023!

Keep in mind that balance transfers must be made within the first 120 days to qualify for the reduced interest rate and lower balance transfer fees.

No annual fee In many cases, high bonus rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has an annual fee of $0.

cell phone protection With a typical cell phone price in the hundreds of dollars, getting some type of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.

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